The extra money — called surplus funds — may legally belong to you. Most homeowners never know this money exists. We find it and help you recover it.

Tell us a little about your situation. We'll do the rest.
Three simple steps — we handle everything.
We search public foreclosure records to identify whether surplus funds exist from the sale of your property.
We prepare and file the legal documents establishing your right to the surplus proceeds.
Once approved, the funds are released to you — minus our agreed-upon contingency fee.
Real clients. Real recoveries. Here are a few examples of surplus funds we've helped Alabama homeowners reclaim.
The Holloway family lost their home of 15 years to foreclosure and had no idea surplus funds even existed. We tracked down $48,965 owed to them from the auction overage and walked them through every step of the claim process.
After his divorce, Mr. Collier fell behind on payments and the bank foreclosed. When we searched the public records, we found $36,233 in surplus sitting unclaimed. We filed the paperwork and recovered it on his behalf.
The Pruitts, a retired couple in the Shoals area, were stunned to learn their foreclosure had generated surplus funds. We recovered $22,578 for them and helped put the money toward a more stable living situation.
A young veteran, Mr. Dodson, walked away from his foreclosed property thinking that was the end of it. We investigated and found $12,320 in surplus funds waiting for him — money he used to get back on his feet.
Prior results do not guarantee a similar outcome. Each case is unique and depends on its individual facts and circumstances.
When a foreclosed property sells at auction for more than the outstanding mortgage and costs, the leftover money — surplus funds — legally belongs to the former homeowner. Many never claim it because they simply don't know it exists.
Yes. We investigate at no cost to you, and we work on contingency — you only pay a percentage of what we actually recover. If there's no recovery, you owe us nothing.
There's no risk in checking. Submit your information above or call us directly.
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